Privacy Policy
Last updated: March 26, 2026
1. Introduction
104 Ventures ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our products and services, including Finessi and Grovvo.ai.
2. Information We Collect
We may collect the following types of information:
Personal Information:
- Name and email address when you create an account
- Contact information when you reach out to us
- Payment information when you make a purchase (processed by third-party payment processors)
Usage Information:
- Device information (device type, operating system, unique device identifiers)
- Log information (access times, pages viewed, app features used)
- Financial data you enter into Finessi (spending, savings, budget information) — stored securely and used solely to provide the service
- Social media content and account data you connect through Grovvo.ai
3. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our products and services
- Process transactions and send related information
- Send you technical notices, updates, security alerts, and support messages
- Respond to your comments, questions, and customer service requests
- Monitor and analyze trends, usage, and activities in connection with our services
- Personalize and improve your experience
4. Data Sharing and Disclosure
We do not sell your personal information. We may share your information in the following situations:
- Service Providers: We may share information with third-party vendors who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, and customer service.
- Legal Requirements: We may disclose your information if required by law, regulation, legal process, or governmental request.
- Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business, your information may be transferred.
- With Your Consent: We may share your information with your consent or at your direction.
5. Data Security
We implement appropriate technical and organizational security measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you services. We may also retain and use your information to comply with legal obligations, resolve disputes, and enforce our agreements.
7. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal data
- Rectify or update inaccurate or incomplete data
- Request deletion of your personal data
- Object to or restrict the processing of your data
- Data portability — receive your data in a structured, machine-readable format
- Withdraw consent at any time where processing is based on consent
To exercise any of these rights, please contact us at contact@104vc.com.
8. Children's Privacy
Our services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly.
9. Third-Party Services
Our products may contain links to or integrate with third-party websites, services, or applications. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party services you access.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: contact@104vc.com
Company: 104 Ventures